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2012 September

Archives for September 2012

A “Cliff Notes” Version of Filing for Bankruptcy

If you are filing for bankruptcy, you have a lot on your plate. It is so much easier when things are broken down for you to understand; what procedures, which forms, and which chapter are you classified under.  You can hire someone to answer those questions, and they will likely walk you through all of that.  But if you would like to go into your bankruptcy filing appointment with an … [Read more...]

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Tips for College Students to Save Money Now

Getting an education is one of the most important things you can do for your life and your future career. Employers want to know that you can cope with the rigorous demands of college to make sure that you are well prepared for the real job market. That being said, I know that it requires a lot of effort and money to go to school. Many students have to take out student loans in order to reach … [Read more...]

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“Go Clubbing” with Friends: A Smart Way to Take Advantage of Money Saving Offers

So many of us are trying to tighten our purse strings and cut back on spending as much as we can. As we all know, buying in bulk is a great way to lower some of our costs. But the problem is, what do you do with all these excess products when you’ve got them? It’s an issue many people face, especially those of you who live in modern housing, as properties often have very little in the way of … [Read more...]

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Review of the Options Trader Newsletter from MarketWatch

The Options Trader Newsletter from MarketWatch is written by options strategist Lawrence G. McMillan who is a publisher of options trading newsletters. McMillan has authored a few books on options such as McMillan On Optionsand Profit with Options. But the good thing is that he is not just a writer. McMillan works at his own hedge fund, McMillan Strategic Partners, as a portfolio manager. McMillan … [Read more...]

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How to Build a Monthly Budget for Yourself

Setting money aside for savings or paying off debt can seem impossible without a budget. You may have hundreds of dollars that you can dedicate for a specific purpose, but they are easily spent on frivolous purchases when you don't track your income and spending. A budget will help you reach your financial goals. Anyone can create a basic monthly budget in less than an hour. Start by gathering … [Read more...]

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Should You Invest in a Distance Learning Program?

If you’re looking to enhance your professional skills or earn some college credits you could do this via distance learning. Apart from the convenience there are some other key advantages to investing in a distance education program such as the opportunity to learn from teachers around the world. Another advantage is that you will develop essential skills in online communication which is a plus in … [Read more...]

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The Lowdown on New Payday Loans UK

Have you ever been in a situation where you are already in a financial crisis, then out of the blue, another emergency expense surfaces? It’s enough to make anyone want to pull their hair out. Money matters are definitely one of the biggest problems that adults face, and if you’re already in a pinch to begin with, your options are pretty slim. However, thanks to new cheap n quick loans, all it … [Read more...]

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Small Business Data Backup: What’s Your Plan?

If you are similar to many small companies, you might be putting your business data at risk every single day. There are countless ways you can back up your data, although it is a sensible idea to spread your risk and aim for a minimum of two methods, which will satisfy your data protection requirements for optimal server data recovery. Below are a few options you can use in order to prepare for … [Read more...]

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Client Meeting Options For Home-Based Entrepreneurs

More business owners operating from their homes today have to battle a social stigma that says they are not professionals. This unfair attitude forces each entrepreneur to approach his or her enterprise with extra care. Meeting places and conference venues present a particularly challenging obstacle. It is wise to consider Where to Have Client Meetings When You Work From home. A home meeting … [Read more...]

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Three Steps to the Perfect Auto Insurance Policy

Buying auto insurance may seem like a troublesome task, but the reality of the situation is that you have to do so sooner or later. There are only two states in the entire country where you can get away without having insurance coverage on your vehicle, but even there, you will still be required to pay for any accidents that you happen to be at fault for. Thankfully, even though the auto insurance … [Read more...]

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How To Organize Your Wallet

Wallets are one of those objects that tend to collect all sorts of random things. If your wallet is over-burdened with extra things that you no longer want or use then it is time to reorganize. Here are 3 tips to help you organize your wallet and get the most out of limited space: First get rid of the excess- The best way to organize your wallet is to start by getting rid of all the excess … [Read more...]

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How Executors Assess and Organize The Assets of Your Property

Estate executors have the responsibility of distributing all of the decedent’s property according to the terms of the will. Therefore, the executor should work closely with the testator to be certain that both know about every will and change that has been made. The executor needs to know that the will that is available is valid and available. The first thing to do is to notify the Social … [Read more...]

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Becoming Your Own Banker with Infinite Banking

There is some hype about becoming your own banker. Infinite banking allows you the opportunity to borrow from yourself. You put your money into a life insurance policy every month for the rest of your life. As you build up the money, you can take loans from your fund as you need it. So say you saved $15,000 and needed to take out a loan of $7,000 to buy a lightly used car. You would then be … [Read more...]

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I Have No Money for Food: What Do I Do?

As the recession drags on, more and more people are finding themselves in a situation where their savings are depleted and their situation is getting desperate. At times like this, even putting food on the table becomes a struggle. Here are some things you can do to keep your family fed, even if you've been out of work for months and you've got no money left to buy food. Government Assistance A … [Read more...]

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Why The 4 Main Uses Of Silver Make It A Smart Investment

Silver is one of the most valuable and efficient metals available on Earth and many people can agree with this. It has plenty of uses and it is also a very good method of protecting your wealth. Actually, plenty of experts say that if you purchase silver bars they can preserve and even increase their value over time. Basically, you will not lose money in the upcoming years, your finances are … [Read more...]

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