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2013 June

Archives for June 2013

Nervous Hoosiers Eye Increased Health Insurance Rates in Indiana

A recent study by the Society of Actuaries suggests that health insurance costs in Indiana are slated to rise by more than 67%. The rise in the cost will majorly affect the individual health insurance policies and are a side effect of the President Barack Obama's new health care policies. Hoosiers' medical claims are slated to increase as well, according to the Society of Actuaries. The health … [Read more...]

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Wine Pairing on a Budget

If you are entertaining a crowd that frequently samples great wines and fine cuisine, sponsorship with a regional vintner or caterer might be the best course of action. If you are entertaining a group that just wants a pleasant wine pairing with incidental cuisine, there are numerous strategies to use that will satisfy almost everybody. The first technique for a casual wine pairing is to work … [Read more...]

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5 Ways to Ruin Your Retirement Plan

No one intentionally sets out to ruin their retirement. The alarming statistics, however, seem to paint a different picture. Poor investing decisions derail retirement. Two other common patterns emerge: cashing out retirement funds early and saving too late. The bottom line is, people make choices, financial or otherwise, that eventually rob them of good years ahead. Here are five ways to waste … [Read more...]

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5 Benefits Of Making IT Investments

Technology has permeated every sphere of modern day life, from commerce, to communication, to socializing, the influence of modern technology cuts across all aspects of life. Business owners and entrepreneurs who do not invest in technology risk missing out on lucrative and profitable opportunities. For example, the use of cloud computing technologies has become the norm of storing and accessing … [Read more...]

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Insurance Policies that Every Small Business Owner Needs

Insuring your new small business is a necessary evil. Well, it's actually an angel in case something happens that you need coverage for, but when your doling out the incredibly high insurance premiums before your business is even making a profit, it seems quite hard. However, a reliable insurance is unavoidable for a small business owner as the risks of such a business runs pretty high, and … [Read more...]

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Personal Finance – Useful Tips And Hints On How To Achieve Financial Success

Achieving financial success is a long-term plan, and it is certainly not an easy one given the financial crisis that has affected all the market sectors. Nonetheless, with proper financial planning and some minor sacrifices, you can put some money aside for the rainy days and you can raise money to achieve your goals as well. Here are several useful hints that will help you achieve financial … [Read more...]

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Understanding Stock Option Trading

Many traders think that stock options are nothing but stock substitutes with higher leverage and requiring less capital. After all, an option can be used to bet on the direction of the stocks to buy and sell the instrument at a specified strike price and date, just like an ordinary stock. But stock options have different characteristics, and strategies from ordinary stock and we will discuss these … [Read more...]

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What You Need To Know About Personal Finance

Personal finance is basically financial decisions taken by a person or his family in order to know how much money they have and how much they can spend over time. While calculating these things, money for various risks and other unforeseen activities are considered as well. You keep aside a certain amount for the future and you can then see how much is left to spend. Availability Of Cheap … [Read more...]

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Eight Things That You Should Not Use Your Credit Card For

Having a credit card can be a great way to pay for certain things. Not only is it convenient, but it offers a method of really keeping track of purchases such as fuel or food. It's also handy to have around for emergencies, but too many people use them for things that should never be put on consumer credit. Here is a list of eight important items that you should never use your credit cards for, … [Read more...]

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