Sometimes frugality can get a little out of hand, when we cut ourselves off from simple pleasures like our favorite latte at the mom and pop coffee shop we like to support. But how mindful are we about things that could save us money in the long term, and not really put us out of our way? Besides looking at purchasing the cheapest gas and electricity available. taking a look at reducing home … [Read more...]
Everyone needs that well deserved R&R, especially if you're a couple (with or without kids) that needs to decompress from the stress of work and/or family, and catch up on your romance. So here's are some great ideas for couples to have a romantic getaway, for not-alotta-money! Resorts Resort vacations are great for couples on a budget. There are plenty of resorts that offer a place to … [Read more...]
Saving money ought to always be simple. Unfortunately, it's almost always a complex affair that involves tedious projections, realistic breakdowns, and undesirable albeit necessary sacrifices. With that said, there are ways to make the process easier on yourself. Specifically, look to free online calculators. Such tools provide you with an instant way to take a hard look at the raw numbers … [Read more...]
Thrift shops and flea markets offer an abundance of great bargains. There is a certain strategy to getting the best deals and knowing how to uncover the best bargains for used items. Here's a bunch of stuff you can do to increasing your bargaining power. If you're heading to an outdoor market, head there when the season opens. Vendors have just arrived full of great new inventory. They will … [Read more...]
Of all the people that travel quite often by airplane, only a few have the frequent flyer knowledge to take advantage of the savings that can be had by using open ended tickets and circle trips. People usually fly or purchase their tickets using round trip scenarios, but these two websites deviate from the process and typically wind up saving the customer dollars in the long term. Travelers … [Read more...]
There are two types of home security systems: professional and do-it-yourself units. Professional units are installed by companies that not only perform installation, but also monitor the alarms. Do-it-yourself units are generally wireless and the cheaper of the two to install. By familiarizing yourself with the costs of home security, you will be able to choose the right one for yourself and your … [Read more...]
If vacation time is coming soon but the budget is tight, cheap family summer vacation ideas offer a fun alternative. There are many ways to save money yet make great memories. The key to this type of vacation planning is to remain flexible, especially when looking for great holiday deals for family travelling. Since weekends tend to be the busiest times for many people, shifting your travel to … [Read more...]
No one starts a small business to lose money, or to simply break even. The reason small businesses are started is to make money. Profit is the engine behind the success and growth of a business. There a number of ways to provide for a strong profit margin. Complex business strategies, insightful investments, and clever campaigns to promote your product or service are a few ways to increase the … [Read more...]
Maintaining financial security through life is critical for your peace of mind and overall well-being. To save money and reduce your expenses there are several techniques you can follow; for example, you can start following a budget, or, if you're in need of a new outfit, you can find deals at various designer consignment online shops. Gradually incorporate these tips into your daily routine in … [Read more...]
Below you will find a few tips on obtaining the best car rental deals. Because travel plans and rental companies may vary, some of these ideas may not give you the same results. Get an Early Start It's never too early to get a good rate locked in. As soon as you have the dates of your trip arranged, start researching your ground transportation options. Many times you will still be able to … [Read more...]
It's no huge secret that most Americans live at the edge of their income. Then they need bigger salaries to bail them out of debt. A word to the wise: the problem isn't your salary, it's your lifestyle. You're living beyond your means—we, as country, have been living beyond our means for a while. What better time to change the way we approach things than 2012, the year of transformative change? … [Read more...]
It's a new year, and that means it is time to get yourself on the right financial foot. After the holiday season, most of us are at financial low points due to the extra travel and gift buying, and maybe some higher balances on our credit cards, but that doesn't mean that you can't get your finances in order as soon as possible. In fact, the holidays, in particular New Year's, can help you do … [Read more...]
Adam Jacob has provided this guest post; he is a contributing writer on FrugalDad.com. Frugal Dad offers financial advice and coupons and deals. Let’s just get this fact out there: running a home is not cheap. The daily costs of living are only getting higher and living on one income is becoming increasingly difficult for each generation. We can think back to those before and how seamlessly … [Read more...]
OK - I fully admit it, I've slacked way too long in posting here on FPT, and have just been taking in some guest posts, though I've been quite selective about it. Time for my penance and to start writing again. Too many projects going on, and I have a ton of excuses, so I'll spare you the drama! Onward to managing money stress. So, let's talk about financial stress in general. I came from a … [Read more...]
Whether we like to admit it or not, marketing and advertising is aggressively targeted towards kids of a certain age. In a consumer based economy, it's not about thinking about your purchases and is totally geared towards blurring the lines between need and want. When kids are that young, traditionally, the don't really understand money totally. The know that you need it to buy things but money … [Read more...]
