Warning: Illegal string offset 'name' in /home/ddhamilt/public_html/financialplanningtips.net/wp-content/plugins/genesis-simple-sidebars/plugin.php on line 105

Warning: Illegal string offset 'description' in /home/ddhamilt/public_html/financialplanningtips.net/wp-content/plugins/genesis-simple-sidebars/plugin.php on line 107
Credit | Financial Planning Tips

Are Second Chance Credit Cards a Good Idea?

It doesn't take much to mess up a good thing where your personal financial life is concerned. Consider what would happen if you missed just one payment on your credit card account. You'll likely end up paying more in fees and interest charges for your mistake and you could very well hurt your credit score, a long-lasting consequence that can have a negative impact on your financial life. For … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

5 Step Plan To An Improved Credit Score

You have just taken a look at your credit score and it's a bit lower than you expected. You need the sore for any number of reasons including taking out a small personal loan, applying for a mortgage, or even applying for a credit card. Have no fear about your average credit score, because you are about to read five methods can turn your bad credit upside down within a matter of months. How A … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Eight Things That You Should Not Use Your Credit Card For

Having a credit card can be a great way to pay for certain things. Not only is it convenient, but it offers a method of really keeping track of purchases such as fuel or food. It's also handy to have around for emergencies, but too many people use them for things that should never be put on consumer credit. Here is a list of eight important items that you should never use your credit cards for, … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Five Simple Ways to Save Money In Today’s Economy

If you've suffered at all in the modern economy, then you are probably looking for some simple ways to save more money. It might seem difficult at first, or you might think that the little bit you are saving isn't enough, but it really does add up over time. While your situation might not be as dire as some others, there is always something you can do to save money in these difficult financial … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Fixing Bad Credit and Moving Forward

Having unsettled credit could lead not only to bad financial condition which could cripple one's privileges with the creditor but also to other lending institutions. The longer bad debt stays, the more negative effects it will bear to the debtor which is why it is essential to fix it right away. It is not as hard as everyone might think if the proper measures are followed. First Things … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Repairing Your Credit Score After a Bankruptcy

Declaring bankruptcy provides a second chance for those who cannot pay their bills. There are many factors that can lead to a bankruptcy, such as unemployment or illness, or maybe even a death in the family. Although a financial second chance is a great opportunity, there are consequences to declaring yourself bankrupt. For example, reopening lines of credit can be difficult. However, it is not … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Can You Use Your Credit Card to Make Money?

Most of the time you read about how evil credit cards are and how expensive it is to pay interest on credit card purchases. Is it possible to use a credit card to actually make money rather than spend it? Here are two ways to look at credit cards differently, and consider them as a tool to making money: Balance Transfer Offers to Pay Off High Interest Debt If you have high interest debts, … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Credit Card Fraud: What to Watch Out For

It can be a pretty stressful experience when you find out someone has been able to access your identity or use your credit card details without your permission. But whether your identity has been compromised or you’ve simply had your wallet stolen, there are different things to look out for. Here are just a few of the different types of fraud out there – and how to avoid falling foul of … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Consolidation is the Key to Coping with Credit Card Debt

Coping with credit card debt is not as difficult as you might think. If there is any consolation, you're not alone with this situation. At some point, many people like you will face a financial disaster involving credit card debt.  It’s just how you manage it that marks you out from the crowd. More and more people are now in the uncomfortable position of not being able to afford the minimum … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

How To Raise Your 650 Credit Score

Over the last few years, I have raised my credit score from around 500 to above 800. The benefits are honestly unbelievable. For example, earlier this year I took out my first mortgage and qualified for a 3.99 interest rate on a 30 year fixed loan - all thanks to my 'A' credit rating. I could course couldn't have qualified for a loan at all when my credit score was around 500. After it started to … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Which Cities Have the Best Credit Scores?

Experian, one of the United States' big three credit reporting agencies, has compiled a list of the top cities in terms of average credit scores. Surprising to some, the best credit scores were centered in the Midwest with two of the five best in Wisconsin. What Is Average Credit Score and Debt Level in the U.S.? Experian found that the average credit score is 749. In contrast, a score over … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Applying For A New Credit Card

There are many things to consider when applying for a new credit card and it can get pretty confusing. If you don't currently have a credit card or even a credit score, you may not know where to start. It doesn't help that there are so many options for getting credit, you may become overwhelmed with the choices. Most people apply for some sort of credit right after they turn 18, whether it's a … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

Investing In The Stock Market To Get Rid of Credit Card Debt?

If you are experiencing credit card debt, you might want to get out of it by investing in the stock market. The easiest way to get started is to stick with an online broker. Some banks will allow you to trade through them. If you choose this option, you would be able to trade using your own money directly. You would not need a broker or a special account. As for the strategies behind stock … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------

What’s Your Business Credit Card Game Plan?

This guest post was provided by Odysseas Papadimitriou, CEO of Card Hub. It’s a common question: What’s the best small business credit card? I hear that all of the time, along with the occasional, “What’s the most small business owner friendly bank?” The simple answer is that Bank of America is the best business credit card issuer (I have no financial interest in this recommendation, in case … [Read more...]

--------------------------------------------------------------------------------------------

If you liked this article, get email updates (they're FREE)

Enter your email address:

Delivered by FeedBurner

--------------------------------------------------------------------------------------------