If you are experiencing credit card debt, you might want to get out of it by investing in the stock market. The easiest way to get started is to stick with an online broker. Some banks will allow you to trade through them. If you choose this option, you would be able to trade using your own money directly. You would not need a broker or a special account. As for the strategies behind stock … [Read more...]
As anyone who uses a credit card surely knows, there are limitless different types of credit card reward programs out there. You can get a card that provides rewards and discounts at your favorite retail store, your local movie theater, and at high-end hotels. You can enlist for rewards programs that focus narrowly on providing deals for your pets or offering Disney World packages for your … [Read more...]
This guest post was provided by Odysseas Papadimitriou, CEO of Card Hub. It’s a common question: What’s the best small business credit card? I hear that all of the time, along with the occasional, “What’s the most small business owner friendly bank?” The simple answer is that Bank of America is the best business credit card issuer (I have no financial interest in this recommendation, … [Read more...]
Getting a business credit card is a no-brainer for most small to large businesses. It allows for easy record-keeping of expenses, plus each company employee can have their own card. A business rewards credit card is even better than a plain credit card, though, because employees are rewarded for money they spend on office supplies and similar items. For example, Chase offers up to 5% cashback on … [Read more...]
Citibank means business when competing against other credit card companies. Recently, we've noticed that they are offering up some really great rewards bonuses for signing up, and rewards programs in general. Typically I'm a Chase fan, but it's kind of hard to ignore some of their latest deals. Many of these cards have sign-up bonuses, along great great rewards for regular use. So without … [Read more...]
The holiday shopping season is upon us, and for many it can become a time of great financial stress – especially in this economy. While Los Angeles, New York, or Phoenix auto title loans should never be your first choice for financing your holiday shopping spree, maxing out credit cards and draining savings is by no means responsible holiday shopper behavior either. However, many could use … [Read more...]
I love Chase. Maybe I’m blinded by the light since I’ve always been with them for 18 years. Woah. I can’t believe it’s been that long. I can't believe I'm saying that I love my bank like a cheesy Ally Bank commercial, but I do. So I’m going to lay out the history of how I came to consolidate a decent portion of my money at Chase, and various others banks where I currently have … [Read more...]
It often seems like there are no lack of credit card reward programs out there. Regardless of the card you carry, the frequency you use it, or the interests that you hold, there is almost certainly a reward program that you may find tempting. But most people choose not to take advantage of reward programs, figuring that their benefits will be minimal and that the hassle of signing up for a new … [Read more...]
In times like these, it’s important to save money every way we can. Yet one of the simplest ways to save is often ignored… your credit card. The reward programs which are on the market have changed quite a bit over the last few months, so if you haven’t looked at what’s currently available you need to, because the latest rewards card offers can save you money in a multitude of different … [Read more...]
Citibank wasn't joking when they said "thank you". The Citi ThankYou Preferred card gets you 20,000 free rewards points when you sign up, as long as you spend $700 in purchases within 3 months. That's $200 in free gift cards. For me that's easy to spend on my credit card - I already purchase everything I can on my credit card - and I basically use it a cash, by paying it off every month so I can … [Read more...]
As our world relies heavily on plastic, it is important to take time out to understand how credit can work for and against us. The many issues surrounding credit card use have been debated time and again, as they benefit the smart user, but become one of the leading culprits for bankruptcy when used incorrecty. Before you start cursing your card provider, it is important to realize that these … [Read more...]
Learning how to improve your credit score is often much easier than most people think. If you have a poor or average credit score you really can make leaps and bounds with your credit rating if you focus your actions correctly. Unfortunately, far too many people look for the quick-fix solution rather than the long term good effects that come with learning to control your finances … [Read more...]
When I first found out about credit sesame, I couldn't believe it. Free credit reporting? No way! What's the catch. There is no catch really, it is free, you will have to put up with a bit of advertising - they have to make their money somehow. For a free credit report each month, seems worth it to us. Along with that you'll get an analysis complete financial picture. So I signed up for it and … [Read more...]
When it comes to receiving something like new secured credit cards very few of us have a lot of patience. Perhaps it is our ‘we want it now’ attitude that makes instant decision credit cards so popular as opposed to others. For FPT listings of recommended and instant decision credit cards go straight to our featured credit cards page or use the credit card navigation on the right. What … [Read more...]
Some people may think there are some credit cards that are easier to get, which is true, but mostly it is a case of some people get approved for credit cards much more easily than others. The fact is the almost any card is the easiest credit card to get if you are young, debt free and working. What Makes a Credit Card Easy to Get? Credit cards like instant decision credit cards and secured … [Read more...]
