It's a new year, and that means it is time to get yourself on the right financial foot. After the holiday season, most of us are at financial low points due to the extra travel and gift buying, and maybe some higher balances on our credit cards, but that doesn't mean that you can't get your finances in order as soon as possible. In fact, the holidays, in particular New Year's, can help you do … [Read more...]
Whether we like to admit it or not, marketing and advertising is aggressively targeted towards kids of a certain age. In a consumer based economy, it's not about thinking about your purchases and is totally geared towards blurring the lines between need and want. When kids are that young, traditionally, the don't really understand money totally. The know that you need it to buy things but money … [Read more...]
"What put 100,000 children in the sand? Belief can. Belief can." - John Mayer Woah John, that's a bit heavy, but it illustrates a point. Let me rewrite those lyrics just a bit... "What can put all your money in a stinky trash can? Belief can. Belief can." That's better, a bit lighter and more relevant to personal financial planning, don't you think? You can change your entire … [Read more...]
Save for the rainy days, this is what our parents and our elders told us to do but until now, we seem to have not learned from our money issues yet because only a few people have savings accounts. It is important to have a savings account so that you have money to use during emergencies. However, if you already need money fast and you do not have anything saved up, here are some tips to make money … [Read more...]
Money transfers which include some form of currency exchange are a whole different ball game when compared to a regular transfer between accounts. There are essentially three main factors to consider when making an international money transfer and they are: cost, time and security. Transfer fees are arguably the most important factor when you are sending money abroad as the cost of a transfer … [Read more...]
Oh no - the markets are falling, the markets are falling! No, no they're rising, wait they're dying! We're dooooooommmmed....aaaaahhhhh. They appear to know what they're doing. And they do. Sure they know how to talk about finance. Yes they have paid their dues. They know the ups and downs of the markets. But they also know the ups and downs of emotions. Of drama on … [Read more...]
I'm very excited to say that we are now part of the Yakezie Challenge! Yakezie is an amazing group of personal finance and lifestyle bloggers - truly trying to make a difference in people's lives by sharing their stories, experience and knowledge in personal finance and living. But here's how they put it - their words are very elegant: "The Yakezie is one of world's largest and most … [Read more...]
Many Americans dream of living in Europe. The French Rivera, Rome, and Paris all conjure up images of elegance and romance. For many, however, Europe is merely a dream. Living in Vienna, Paris, and London all come at a high price. In the past it may have seemed like a cheap place to live a simple romantic existence but today Europe is considered unaffordable by many. Most people dismiss it … [Read more...]
Nothing can be more stressful than needing money in a hurry when you know you just don’t have it, or know where to get it. It can affect your work, relationships and your emotional wellbeing. The instant you have that ‘I need money now’ thought or feeling, take a deep breath and a pen and paper and start listing your options. The only way to get things clear in your mind at times like this … [Read more...]
If you are someone who is finding it difficult to cope with the work pressure in the office or simply want to make additional money to support extra expenses, then working from home can be the solution. With this, you can make substantial money and devote time to your personal life as well from your own home business ideas. There are various opportunities for you to develop into a full time … [Read more...]
So if you are the do-it-yourself type when it comes to your financial planning and inheritance affairs, what are the key things to look for when filling out living will forms? Making the choice to fill out a living will form is one of the smartest financial and legal choices you can make – especially if you have immediate family that you want to take care of – in case of death. Yes a … [Read more...]
Hello and welcome to the first edition of FPT's Investing Blog Carnival. Lots of interesting tidbits and tips about investing. So let's get started! Forex investing has gotten a bad rap over the years, but the truth is that investing in the forex markets is a legitimate way to strengthen your portfolio. Knowing that there are inherent risks involved with any type of investment is the key to … [Read more...]
Here are some tips to get the best out of buy to let mortgage deals as an investor in a buy to let. 1) Market Research First be sure that you want to invest in buy to let mortgage deals, as there are better investment opportunities elsewhere. In these deals you will be locking you your capital in property whose value might fall. Proper market research and asking people who have done similar … [Read more...]
