Have you ever had an elderly relative or friend ask you for help finding travel insurance? It’s happening more and more these days as insurance companies move to working online only. It’s great for the younger crowd who are comfortable using the Internet and computers but not so great for the older generation out there. I had to deal with this recently for a friend and I also found that getting travel insurance for the over 65’s isn’t that easy.
The best place to start is one of the many online travel insurance comparison websites. There are lots of them and some of the cater specifically for getting travel insurance for the elderly. This is only the first step in the process however. Once you have a good five or ten quotes print out the details including the phone numbers of the insurance companies. Don’t be too worried if the initial quotes are quite high as this is to be expected.
The way around this is to use the quotes given to you to haggle with the insurance companies and get a cheaper price. Take the cheapest quote on your print out and then start calling up the insurers who provided you with the other quotes. Tell them in great detail about the wonderful quote you have and then sit back and wait for them to make you a counter offer. If they do, great you are on to some great savings. If they don’t then no harm has been done. The only thing it’s cost you is the price of the phone call and five minutes of your time. Maybe ten if they put you on hold.
Following the steps above can not only get you an insurance policy for the elderly but get you one at a great price too. These companies want your business even if you are over 65 so don’t be afraid to haggle the price down.
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