FPT Guy’s Must Reads & Guides
Best Ways To Learn Personal Financial Planning Tactics
Many people leave their personal financial planning goals and advice up to a professional financial planner or financial adviser. While it’s always best to seek professional advice before making major decisions that could affect your future, it’s also a good idea to learn a bit about implementing some goals and plans of your own. What is Personal Financial Planning? Personal financial … [Read More...]
Need Debt Management Help? Top 5 Tips To Get Back On Track
If you're facing a mountain of bills that you're having trouble keeping up with, you might benefit from some debt management help. However, before you rush out and pay a credit counselor for help, consider some of these financial tips you can do for yourself first. Seeking debt management help is a responsible move and it's the first step in regaining control of your financial situation … [Read More...]
How To Improve Your Credit Score: 6 Things You Must Consider
Learning how to improve your credit score is often much easier than most people think. If you have a poor or average credit score you really can make leaps and bounds with your credit rating if you focus your actions correctly. Unfortunately, far too many people look for the quick-fix solution rather than the long term good effects that come with learning to control your finances … [Read More...]
Should You Hire A Financial Planner?
It is so important to manage your finances well to prevent financial planning mistakes, yet so many people simply don’t have the time, or inclination to give them the time they deserve. After working hard to earn a living most people don’t want to sit down and plan how they are going to spend their money. Apart from living expenses and basic bills there is little financial planning going on … [Read More...]
Top Budgeting Tips: Frugality Made Easy
When most people hear the word 'budgeting', they immediately cringe and think of living like a miser, scrimping and saving every penny. The truth is frugality is not about missing any of the fun things you enjoy. Budgeting is all about knowing how much you have to spend and how much you're expected to pay out and matching the two together. Frugality is simply about learning to spend the … [Read More...]
How To Negotiate Credit Card Debt Like A Pro
If you’re struggling to keep up with your repayments and you’re falling further behind each month, you might want to know how to negotiate with credit card companies. Instead of paying huge penalty interest charges and overdue fees while you watch your balances get higher, try calling your creditors and discuss your options with them for settling credit card debt as soon as … [Read More...]
Doing Your Own Financial Checkup Using Simple Methods & Forms
Trying to map out your financial future can be a confusing affair. It’s so easy to worry about conserving what you have, not spending too much and where the cash flow will come from. If you’re reading this you probably are already very responsible with your finances and want to improve them even more, or maybe you're just having problem being a good financial planner of your own finances and … [Read More...]
Latest Posts
Investing In Platinum & Silver
This is a Guest Post by Jim Samberg, a freelance personal finance and investing writer for http://www.bullionvault.com. For many people looking for newer, different types of investments, the idea of putting money behind precious metals is a very intriguing one. Let’s face it, the reason that metals like gold, platinum and silver are appealing to us in the first place is that they seem to be … [Read More...]
Three Basic Approaches To Debt Resolution
Debt is a four letter word, literally and figuratively. In America, it comes up in virtually every discussion of the economy. According to MSNBC, one in four Americans has more debt than savings. This would seem to be a shocking number, and it's not even counting the number of individuals and families who are one emergency away from sliding into the red, due to hard times or poor financial … [Read More...]
Stock Investing in a Slow Growth Environment
The economy is growing at a really slow pace. And I'm not just talking about the US either. Europe is super slow and is probably in a double dip recession due to the debt crisis. I don't see either of these situations improving significantly for a while. Growth in Asia, specifically in China, is slowing as well. This makes it really hard to get a decent return on your money these days. … [Read More...]
Asset Allocation: Investing In The Best Stocks
Historical data has a lot to say about where you should put your investment capital. For example, when it comes to asset allocation, how you divide up your money may determine you chances of the best return on investment for your portfolio. It's not just about finding good stocks to buy. It's also about whether you should be in stocks at all. Why Stocks are the Best Investments Over Time The … [Read More...]
Reducing Energy Costs At Home
Sometimes frugality can get a little out of hand, when we cut ourselves off from simple pleasures like our favorite latte at the mom and pop coffee shop we like to support. But how mindful are we about things that could save us money in the long term, and not really put us out of our way? Besides looking at purchasing the cheapest gas and electricity available. taking a look at reducing home … [Read More...]
More FPT Posts
- Applying For A New Credit Card
- Questions To Ask Your Stock Broker
- How To Find The Best Secured Credit Card
- The Real Meaning Of Mortgage Insurance For Borrowers
- Romantic Vacation Ideas For Couples On A Budget
- The Benefits Of Business Insurance Policies
- The Low Down On Variable Vs. Fixed Rate Mortgages
- How To Get Individual Health Insurance – 3 Easy Steps
- Stay Thrifty By Using These Online Calculators
- Top Tips To Market Your Business For Free
