Can you believe that your car just broke down again? You cannot afford another costly repair right now. But you also cannot afford to not have transportation to and from work. You may feel like the world has just stomped on you again, leaving you with no options; but there are options for you. Quick cash loans can get you an emergency cash advance if a bad situation arises, such as a broken down car. These loans can help you get back on your feet when the world throws a curve ball at you.

The most ideal option when you are in a tight money situation is to get a quick cash loan from your bank. Some types of loans that can help you are home equity loans, a home equity line of credit, or an unsecured personal loan. In addition, you can apply for a credit card and use at as an emergency cash provider. Of course, all of these options will require you to have a good credit rating, plus sufficient income to prove you can pay it back. If your local bank cannot help you, try using a credit union. These businesses are more willing to help you out in difficult situations.

Now, if you do not have any credit, or you have bad credit, there are still options out there for a check cash advance. You can get quick cash loans in many ways including no fax payday loans. These loans come with expensive fees and high interest rates – often from a payday loan or check cashing service – both services will have professional-grade check cashing software to process you quickly so you can get your cash. Because of this, they should only be used in dire emergencies. With payday loans you can usually borrow up to $1000 depending on your income. They do not require credit checks and faxless payday loans are very easy to apply for because no paperwork is requires – applications are all done online.

Typically, the only requirements are that you must be employed full time and have a checking account. These types of quick personal loans can usually provide you with the needed cash by the next morning or you might be able to get a same day loan. But one must be careful with these loans. They should be paid off immediately with your next paycheck. If not, you will start running up high interest charges (running in the several hundred percents) and fees. For this reason, they should only be used as an emergency and one should only borrow as much as they can afford to pay back immediately.

There are other quick loans such as car title loans which work similarly to payday loans, except they require you to hand over your car title loan as collateral. Again, this is risky because the fees and interest rates are high. Plus, if you default, the lender gets to take your car.

If you still cannot seem to get any quick cash loans to work out for you try asking your close friends or family members. You should be careful when you do this. Not paying back the money you borrow can lead to hard feelings and ruin of the relationship between your friend or family member. If you find yourself in the situation of needing quick loans frequently, try working up an emergency fund when you have extra cash. Stash it away and do not touch it unless there is an emergency.