Why Are Whole Life Insurance Rates So Much Higher Than Term Life Insurance Rates?

To understand rates for whole life insurance, or permanent life insurance, you must first understand how it works, so here is some life insurance advice.  To do this, we can best look at term insurance first. The premium is what is payed each month to the insurance company.  The premium is determined by one thing in term life insurance – the amount at risk. The insurance company calculates the … [Read more...]

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