Financial security has become a more real concern for most individuals as we continue to struggle toward an uncertain future and attempt to plan for retirement as best we can. It
There are plenty of employed individuals who prefer to open an Individual Retirement Account (IRA) as preparation for their retirement. As you may have already known, an IRA is a
Arguably, planning ahead in terms of a financial context is the most important aspect of retirement planning. Make sure to plan ahead and put a portion of your income towards
Through the years, the income that experts' estimate retirees need to have available up has varied greatly. The standard rule of thumb was that 70% of one's typical earnings should
Senior citizens are one of the fastest growing segments of the population to file for bankruptcy. Bankruptcy in retirement is becoming increasingly necessary for several reasons. The most common reason
No matter your age, retirement is something that you will have to think about at some point. Planning your retirement as soon as possible is a much better option than
I love Chase. Maybe I’m blinded by the light since I’ve always been with them for 18 years. Woah. I can’t believe it’s been that long. I can't believe I'm
Many find that once retirement approaches, they are terrified for their financial future. It can be the end of an established income, as well as benefits and insurance; however, the
IRAs provides great benefits for workers. It allows them to save for their retirement in an account that will give them a variety of investment options. An IRA account acts
Annuities are a common payment system involving large cash sums, which can include cash awards as well as retirement plans. Annuity options include both fixed and variable rates, which means
As we head toward the end of the calendar year, people start thinking about taxes and retirement planning. There are some decisions you can easily make on your own, while
As with any investment you make it’s so important to take your time before diving in to anything long term. This is important because there are things you need to
401(k) hardship withdrawals are basically like Individual Retirement Account or IRA hardship withdrawals. 401(k) plans usually help and encourage people to save in preparation for their retirement. They can only