Understanding The Costs Of Home Security

There are two types of home security systems: professional and do-it-yourself units. Professional units are installed by companies that not only perform installation, but also monitor the alarms. Do-it-yourself units are generally wireless and the cheaper of the two to install. By familiarizing yourself with the costs of home security, you will be able to choose the right one for yourself and your budget.

The units that are installed by the homeowner are readily available to be purchased at most hardware stores. It is possible to purchase one of these units for a little as $100. However, you get what you pay for and the quality will be less than those purchased from a professional company. This type of system would be adequate for those who do not have a lot of expensive valuables. However, if you have jewelry or antiques in your home, you may feel safer with a more expensive security system.

The instillation of a perimeter security system will offer you the most protection for the money. This system will sound off an alarm when someone crosses over the boundary line, which allows you to keep the bad guys at bay. The newer units have the ability to differentiate weight and shape in order to not send false alarms by falling fruit or a small child playing in the yard.

At about $1000, the remote monitoring system is the most expensive unit to install. After instillation the homeowner will be required to pay a monthly service fee to a company that will monitor the system. This system also likely requires a two to three year contract to be signed plus approximately $300 to be paid for maintenance every year.

No matter which type of home security system you choose to install, you should check with your insurance provider to see if they can get you a discount. Also, check with your insurance agent to see if they offer a homeowners’ policy discount if you have a home security system installed.

Don’t forget that installing fire alarms is just as, if not more important, than home security.  When it comes to the safety of your family, sure you want to get the best deal possible, but not at the cost of endangering your loved ones.  Play it smart when drumming up a financial plan for your home safety spending, when negotiating, but don’t scrimp on features if it puts your home or family at higher risk.